The Chase Sapphire Preferred® Card is one of the most popular travel rewards cards out there — and for good reason.
With generous earning rates on dining, vacation homes, gas and electric vehicle charging, and travel, plus several other well-known benefits, the Chase Sapphire Preferred is a favorite among points and miles beginners and experts alike.
Adding even more value to the card, the Sapphire Preferred is currently offering a welcome offer of 100,000 Ultimate Rewards points, earned after you spend $5,000 on purchases in the first three months from account opening — all for a modest $95 annual fee. According to TPG’s June 2026 valuations, this offer is worth a whopping $2,050.
But what are some of the lesser-known CSP benefits? Let’s take a look.
Complimentary DoorDash DashPass
Through Chase’s partnership with DoorDash, Chase Sapphire Preferred Card holders can receive complimentary DashPass, DoorDash’s subscription service. DashPass includes $0 delivery fees and reduced service fees on eligible orders over $12.
Cardmembers can also receive up to $10 off groceries, daily essentials and more each month when purchased through DoorDash.
DashPass typically costs $9.99 a month or $96 annually, meaning this benefit alone can help offset the card’s $95 annual fee. Chase’s DashPass partnership is currently scheduled to run through Dec. 31, 2027, though eligibility and activation requirements apply.
Note that once enrolled in DashPass, you must use your Chase Sapphire card for payment at checkout for DashPass-eligible orders to receive DashPass benefits.
Trip Cancellation/Trip Interruption Insurance
If your trip is cut short or interrupted by sickness, severe weather or other covered situations (deemed so by the benefit administrator), you can be reimbursed up to $10,000 per covered traveler and $20,000 per trip for prepaid, nonrefundable travel expenses, such as plane tickets, hotels and tours.
This coverage is available to you and your immediate family members traveling with you when you pay for the trip expenses with your Chase Sapphire Preferred.
Baggage Delay Insurance
If your checked bag is delayed by more than six hours, you can be reimbursed up to $100 per day for up to five days for essential purchases like toiletries and clothing.
For example, if your luggage doesn’t arrive at your destination, this benefit can help cover the cost of necessities such as clothing, shoes and toiletries while you wait for your bag to be delivered.
To file a claim, you’ll generally need documentation from the airline confirming the baggage delay, receipts for eligible purchases and proof that the trip was paid for with the Sapphire Preferred. Even award travelers may be eligible for coverage if qualifying travel expenses, such as taxes and fees, were charged to the card.
Along these same lines, you may be eligible for up to $3,000 in lost luggage coverage. However, this benefit requires you to produce almost all your original receipts for items costing more than $25, making it much harder to get the full value.
Trip Delay Reimbursement
Travel delays can be frustrating — and expensive — especially when they result in an unexpected overnight stay. Expenses such as hotel accommodations, meals and transportation can quickly add up when a flight is canceled or significantly delayed. The Chase Sapphire Preferred’s trip delay reimbursement benefit can help cover these out-of-pocket costs, making it one of the most valuable protections the card offers for frequent travelers.
Taken together, these lesser-known benefits can add substantial real-world value well beyond the card’s $95 annual fee, making the Chase Sapphire Preferred a strong choice for budget-conscious travelers who want built-in protections alongside their rewards.
